Our Process

Complimentary Intro Call

This call is all about you - what's on your mind financially, what brought you here, and how we can be most helpful. We ask that you complete a short Financial Wellness Questionnaire beforehand so we can make the most of our time together and explore how we can best support you. 

Data Collection & Onboarding

If you decide to move forward with us, we guide you through a smooth and simple electronic onboarding process. You sign a Financial Planning Agreement, stating that we work as Fiduciaries in your best interest. Then we collaborate and build your plan in eMoney, our premier financial planning platform. You have access to your eMoney portal, but we do all the heavy lifting.

We Start Building Your Plan

We cover six key areas of planning in the first year - Cash Flows, Benefits, Insurance, Investments, Taxes, and Estate Planning to make sure every part of your financial life is addressed. This thorough approach helps identify gaps, reduce risks, and keeps everything working together in a way that supports your life and priorities.

Adjust Your Plan as Life Changes

Life doesn't stand still, and neither should your financial plan. Whether it's a move to Cleveland, expating to Portugal, or a major life change, we will revisit and adjust your plan from the ground up to make sure it stays aligned with where you are and where you're headed.

After Year 1

After the first year of building your plan and getting everything in place, the real relationship begins. In year two and beyond, your ongoing subscription fee typically decreases and you continue to have full access to us for proactive planning and support as life evolves. 

Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker-dealer, member FINRA/SIPC to residents of AK, AZ, CA, CT, CO, FL, ID,IL, IN, KS, MA, MD, MI, MN, MO, NC, NM, NY, OH, OK, PA, TN, TX, WA and WI. Advisory services offered through Cambridge Investment Research Advisors, Inc., a Registeredi nvestment Advisor. Fixed insurance offered through James K. Lancaster. Cambridge and Sterling Edge Financial are not affiliated. Cambridge does not offer tax advice. The information being provided is strictly as a courtesy. When you link to any of these websites provided herein, Sterling Edge Financial makes no representation as to the completeness or accuracy of information provided at these sites. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, sites, information, and programs made available through this site. 

Cambridge’s Form CRS (Customer Relationship Summary)