Sterling Edge Financial

How Dividends Fit Into Your Investment Plan During Fed Rate Cuts

kit@sterlingedgefinancial.com (Kit Lancaster) — Thu, 26 Mar 2026 16:47:10 GMT

A famous investor named Jack Bogle once said that "successful investing is about owning businesses and reaping the huge rewards provided by the dividends and earnings growth of our nation's—and, for that matter, the world's—corporations."

This advice matters today because owning stocks gives you two benefits: the stock price can go up over time, and companies pay you cash through dividends as they make more money.

10,000 Tile Choices

kit@sterlingedgefinancial.com (Kit Lancaster) — Mon, 02 Mar 2026 21:48:40 GMT

Too much information, too many choices, not enough time... that is where good intentions go to die and where real planning begins.

Gifting Strategies for Minors

kit@sterlingedgefinancial.com (Kit Lancaster) — Mon, 02 Feb 2026 20:21:47 GMT

The "OG" of Kids' Savings: Why Grandma's Favorite Account Still Wins. Exploring UGMA / UTMA Accounts.

We've spent a lot of time recently talking about the shiny new toys in the financial world (looking at you, "Trump Accounts"). But sometimes, the old school tools are still the best tools.

The New "Trump Accounts": What Parents Need to Know (and The Catch)

kit@sterlingedgefinancial.com (Kit Lancaster) — Mon, 12 Jan 2026 17:37:50 GMT

In July of 2026 a new account is coming to market. The U.S. Treasury opens the doors on a brand new savings account designed specifically for children: the "Trump Account."

Why Investors Have Reasons to Be Grateful This Holiday Season

kit@sterlingedgefinancial.com (Kit Lancaster) — Wed, 26 Nov 2025 19:31:42 GMT

As the holidays approach, it's a good time to think about the positive things happening in both our personal lives and our investments. Investors often worry about what might go wrong instead of recognizing what has gone well. Right now, with markets doing well, looking back at the past year can help provide useful perspective as we face new situations ahead.

One Letter Changed Everything: Protect Your Data Now

kit@sterlingedgefinancial.com (Kit Lancaster) — Thu, 20 Nov 2025 21:11:24 GMT

In today’s digital world, protecting personal information has never been more important—or more challenging.

Every day, cybercriminals develop new tricks and schemes to steal data, leaving both individuals and organizations vulnerable to costly scams and privacy breaches. Taking just a few simple steps now can make all the difference in keeping sensitive information safe and secure.

What Government Shutdowns Mean for Markets and the Economy

kit@sterlingedgefinancial.com (Kit Lancaster) — Mon, 06 Oct 2025 15:42:08 GMT

As of October 1st 2025, the U.S. federal government is shutdown, leaving many people unsure about what comes next.

This latest development adds to a year where government choices about trade, taxes, immigration, and other issues have created uncertainty for the economy and markets.

What Recent Fed Rate Cuts Mean for Your Investment Strategy

kit@sterlingedgefinancial.com (Kit Lancaster) — Mon, 29 Sep 2025 18:50:24 GMT

There's a well-known investing rule called "don't fight the Fed" that was created in the 1970s.

This rule means that the Federal Reserve's decisions about interest rates can greatly affect markets and the economy, so investors should pay attention to them. However, it's important to look at the big picture of where interest rates are heading, rather than focusing on each individual Fed decision. This advice is especially important today as the Fed continues to lower rates while dealing with a complicated economic situation.

What the "One Big Beautiful Bill" Means for Investors

kit@sterlingedgefinancial.com (Kit Lancaster) — Mon, 28 Jul 2025 14:51:20 GMT

After months of negotiations, a new tax and spending bill was approved by Congress and signed into law by President Trump on July 4.

This new budget is far-reaching, including making many parts of the Tax Cuts and Jobs Act permanent, raising state and local tax exemptions, extending the estate tax limits, and much more. It attempts to offset some of these provisions with spending cuts in key areas such as Medicaid.

New Market All-Time Highs: How Investors Can Stay Balanced

kit@sterlingedgefinancial.com (Kit Lancaster) — Mon, 21 Jul 2025 20:32:50 GMT

President Dwight Eisenhower is often quoted as saying “what is important is seldom urgent and what is urgent is seldom important.” This perfectly captures the challenges many investors face, since it often feels as if every breaking market and economic development is urgent and requires immediate action. That has certainly been the case this year with tariffs, geopolitical conflicts, economic worries, and more on investors’ minds.