Financial Planning Services
A Forward-Planning Approach.
At Sterling Edge Financial, we believe true financial success lies in looking forward, not back. Our proactive planning ensures you’re always ready for what’s next, empowered to navigate life’s important decisions with clarity and confidence.
Here’s what makes our approach exceptional:
With our ongoing subscription service, you’ll benefit from:
On-Demand Expertise
Whenever you need guidance—whether for major decisions or everyday questions—we’re here with expert insights, precisely when you need them.
Knowledge-Driven Engagement
Elevate your financial understanding through our educational events, workshops, and seminars designed to keep you informed and ahead of the curve.
Accountability & Support
We’re more than just planners; we’re your accountability partners. We’ll help you stay the course with regular progress check-ins, making sure you remain on track toward your financial goals.
What do you get with a financial plan?
First you get a team and decision making partners, empathetic to the pressures and challenges of making financial decisions. Our first job is to be an amazing listener and ask you great questions. Second, we will create space and time for us to talk about your finances. Third, access to a personal financial management platform. Fourth, we free and empower your mind to make more informed decisions.
Your bespoke financial plan may include:
Comprehensive Financial Dashboard
Monitor your financial health in real-time with a secure, intuitive online platform that provides a complete view of your progress.
Cash Flow Strategy
Risk Management
Understand your inflows and outflows to make informed, strategic decisions that support your long-term objectives.
Insurance & Benefits Review
Ensure your coverage is aligned with your current needs, providing the protection and peace of mind you and your loved ones deserve.
Investment Strategy
Build and preserve wealth with a strategy that reflects your unique goals and risk tolerance, always staying aligned with your financial vision.
Tax Optimization
Work in concert with your tax advisor to identify strategies that minimize your tax obligations and maximize your financial potential.
Estate Planning Guidance
Prepare for the future with confidence, ensuring your legacy is protected and your loved ones are provided for, long after you’ve reached your goals.
Ongoing Strategy Adjustments
As life evolves, so should your plan. We schedule regular touchpoints to reassess and fine-tune your strategy, ensuring it continues to serve you at every stage.
What do you get with a financial plan?
First you get a team and decision making partners, empathetic to the pressures and challenges of making financial decisions. Our first job is to be an amazing listener and ask you great questions. Second, we will create space and time for us to talk about your finances. Third, access to a personal financial management platform. Fourth, we free and empower your mind to make more informed decisions.
Your bespoke financial plan may include:
Comprehensive Financial Dashboard
Monitor your financial health in real-time with a secure, intuitive online platform that provides a complete view of your progress.
Cash Flow Strategy
Risk Management
Understand your inflows and outflows to make informed, strategic decisions that support your long-term objectives.
Insurance & Benefits Review
Ensure your coverage is aligned with your current needs, providing the protection and peace of mind you and your loved ones deserve.
Investment Strategy
Build and preserve wealth with a strategy that reflects your unique goals and risk tolerance, always staying aligned with your financial vision.
Tax Optimization
Work in concert with your tax advisor to identify strategies that minimize your tax obligations and maximize your financial potential.
Estate Planning Guidance
Prepare for the future with confidence, ensuring your legacy is protected and your loved ones are provided for, long after you’ve reached your goals.
Ongoing Strategy Adjustments
As life evolves, so should your plan. We schedule regular touchpoints to reassess and fine-tune your strategy, ensuring it continues to serve you at every stage.
How much does it cost?
Financial planning fees for families and individuals starts at $300.00 per month.
Financial planning fees for families and individuals who are business owners starts at $600.00 per month.
These fees are for an advice only relationship.
Can Sterling Edge Financial implement our financial plan?
We can implement your financial plan. From investment management to insurance solutions. Over 95% of our clients ask us to implement their financial plan once it is complete.
If you choose to have your financial plan implemented by Sterling Edge Financial your 2nd year and ongoing financial plan will typically be discounted by 50%. Most of our clients see their financial planning fee is reduced to $52.00 - $150.00 per month in year two.
How much does Sterling Edge Financial charge for investment management?
Risk Management
Annual investment management fees are billed quarterly in the arrears.
1.25% - $0 - $1,000,000
1.00% - $1,000,001 - $2,000,000
0.90% - $2,000,001 - $3,000,000
0.50% - $3,000,000+
Does Sterling Edge Financial charge commissions or earn commissions?
In general we avoid commissionable business unless it creates more value for our clients or the service cannot be delivered without a commission. We will fully disclose when we are earning a commission and why we are offering a solution in that form.
A few examples of services that pay commissions.
- Long Term Care Insurance
- Disability Insurance
- Life Insurance
- Annuities
- Alternative Investments
- Private Placements
- 1031 Exchanges
Does Sterling Edge Financial offer any discounts?
We offer discounted financial planning fees to Active Duty Military, Military Veterans and their Families.
You’re not alone.
With over 400 different Olympic events ranging from Golf to Curling, Downhill Skiing to the Marathon we help our clients identify exactly what they are trying to achieve and build a strategy to serve that hyper-personal and specific goal / goals. We know you don’t have time to figure this all out on your own. You have a career, family, business and community commitments. A life to live and enjoy.
Schedule Your Initial Consultation Today!
Call us today at 312-858-8934, or email us.